Financing

Why finance?

Financing provides significant business benefits to companies of all sizes. Here are ten good reasons you should consider a flexible financing solution from Cisco Capital:

1. Conserve cash

With financing from Cisco Capital®, your cash is not tied up in equipment costs.  Financing frees up cash for more strategic investments, or for the innovation required to grow your business.

2. Preserve credit

Use our financing so you don’t tie up your lines of credit, leaving more capital available for when needs arise.

3. Total solution financing

With Cisco Capital you can finance up to 100% of your equipment costs in addition to soft costs such as maintenance, software, and services.  Subject to some limitations, we can also finance the complementary non-Cisco equipment components of your total solution.

 4. Fixed payments

A fixed monthly or quarterly payment helps you to predict and manage budget over the long term.

 5. Cash flow management

Pay for the equipment as the revenue or productivity benefits derived from the equipment are realized, not before. This allows you to match in-flows to out-flows.

6. Flexibility

Structure payments to fit your budget. Cisco Capital offers a variety of traditional and customized structures to meet your needs.

7. Avoid technology obsolescence

Financing offers you the flexibility to upgrade to new technology to match your current and future business needs.

8. Off-balance sheet financing

“Off Balance Sheet” financing may allow your company to:

• Maintain compliance with bank and loan covenants
• Stay within capital budget constraints
• Improve certain financial ratios

9. Purchase and renewal options

Financing provides you with end of lease options and the ongoing flexibility to return, purchase, or upgrade your equipment as your business requires.

10. Deferred payments and other benefits

Payment deferral options and further financing offers and programs are available to ensure that acquiring the technology you need is as straightforward as possible.

Cisco Capital EasyLease Financing

Easier access to the latest business technologies

Designed specifically for small and medium-sized businesses, EasyLease provides you with simple finance arrangements to acquire the equipment you need, when you need it.  With straightforward, flexible terms, competitive rates, and fast credit approval, EasyLease provides you with immediate purchasing power and the ability to pay for your solution over time.

About EasyLease Cisco Capital EasyLease provides for simplified application procedures and lower funding minimums for customers in the Commercial and SMB segments.

Minimum Deal Size

$10,000 ($5,000 for IP telephony deals)

Products Available

Operating Lease (Fair Market Value) and Finance Lease

Lease Terms

24 to 60 months

Equipment that can be included

Hardware, software and services (Cisco equipment must comprise at least 50% of total deal).